Creating the Next "Total Money Makeover" for Teens Book Cover

Your Time Is Money

Daniel Baker

Author has experienced his fair share of financial issues and has had to teach himself how to build good money habits and now I want teenagers and students to understand the basic fundamental concepts of good money management & personal finance habits, so they can be educated enough to avoid common money "traps" the world has set up for them.

This is the ultimate introductory guide to personal finance for teens who want to get a head start on establishing their financial independence
This book offers a good mix of practical and conceptual advice for understanding how to think about money so they can help themselves and their family develop financial stability.

Teenagers interested in building their financial acumen so they can avoid making disastrous money mistakes and help their family overcome their struggles.
Age Range: 14- 18
Gender: Male and Female
Culture Background: North America, Predominantly U.S.

Think you can’t go to college without taking out a loan? Think again.

Most teens and young adults grow up without understanding the basics of money management… and end up carrying an average of $10,000 in debt as they enter their 20s, according to Experian.

But debt doesn’t have to be a part of your life.

Because if you follow all the tips and strategies laid out in this guide, you can avoid making poor money decisions and take control of your financial situation.

In this book, you will discover:

● How to adopt a healthy money mindset, so you can find the confidence you need to achieve financial freedom
● 10 money myths that keep people from becoming wealthy
● The 5 most common financial traps that cause most people to go further into debt
● The single most valuable asset you have — it’s worth more than money
● 22 ways to start earning money even while you’re in high school
● 8 reasons why most budgets fail, and the simple method for creating a budget that actually works
● Which 3 types of consumer debt you should always avoid
● 10 easy tricks you can use to cut costs and save more of your hard-earned money
● 4 steps you can take to give you a head start on saving for college
● 9 straightforward strategies to help you pay for college without going into debt

And much more!

With this introductory guide to personal finance, you’ll find all the information you need to start making smart money decisions on your own.

So you can fast-track your way to creating a life of financial independence, no matter how old (or young) you are.

Get ready to become one of the few teens who’s fluent in personal finance.

Subtitle: The Personal Finance Secrets Students & Teens Should Use to Get Ahead

Book Size: Digest 5.5" x 8.5"